By: Denise Gilmartin, VP, Business Affairs, AICP
On October 9, 2025, AICP held a virtual town hall on the lack of access to wrap-up insurance policies and the importance of confirming that appropriate coverage is in place. Scott Taylor, President of Taylor & Taylor Insurance, gave a presentation addressing issues such as named insured status; coverage sufficient to account for job-related costs incurred by the agency, advertiser, production company, foreign production service company and post-production companies; employee injury exclusions in umbrella/excess liability policies; primary and noncontributory language; and foreign production insurance requirements. The PowerPoint presentation from the meeting can be found here.
To address the lack of transparency in wrap-up policy language and to confirm that all parties -including the advertiser and agency - are adequately covered, AICP created the Named Insured Status/Coverage Confirmation form. Click here for the form and bulletin.
This form should be used in the bidding phase of production and completed by the wrap-up insurance broker.
If you have any questions about this article, or any other business affairs issue, please contact me at deniseg@aicp.com.
This information is designed as a service to AICP Members and is intended only to provide general information on the subject covered and not as a comprehensive or exhaustive treatment of that subject, legal advice, or a legal opinion. Members are advised to consult with legal counsel and other professionals with respect to the application of the subject covered to any specific production or other factual situation. Use by a company of any of the options and provisions discussed herein are matters of individual company decision in accordance with its own business needs and nothing contained herein is intended to suggest agreement among AICP members or the adoption by the AICP of a uniform position concerning the content of this article